Your Other 8 Hours: 3 steps to prepare for the next disaster

Tribune Media Services
As a “sudden wealth” financial planner, I take great pride in helping others determine where they are going and how to get there. I consider myself an eternal optimist. In my mind, the glass is not half empty or half full — it is well on its way to becoming full. People are generally good and do what is right. On the other hand, I’m also a realist, looking not only at the destination but rather at all of the things that can go wrong along the way.