Retire Smart: The Medicare Prescription Drug Rebate: When, How – and Watch Out For the Scammers
By Mark Miller
Tribune Media Services
Are you a senior enraged about health care reform? If so, allow me to interrupt the ranting for a moment to alert you that, um, your check may be in the mail.
One of the new-and largely ignored-improvements in the health care reform law that benefits seniors is the closing of the notorious “doughnut hole” in Medicare prescription drug plans. But the changes will occur over a period of years, and there’s been some confusion over the first step-a $250 rebate that is being sent out to most people who fall into the hole this year.
Fall is an ideal time to clean up your garden, improve your soil and take other steps to prepare for next spring’s 
Left to Right: John Dann, coach; Ricky Vasquez 
LANSING, MI — It was a calling for Lt. Col Theodore Whitely when he became a chaplain in the military 21 years ago.
Even people with risk factors need exercise. In fact, people with risk factors stand to see the greatest gains from regular exercise, including a potential reduction in the very risk factors they once viewed as an impediment to it.