Retire Smart: The New Retirement Plan: Watch the Expense Side of the Equation
By Mark Miller
Tribune Media Services
How much will you need to live on in retirement? You’ll often hear the big financial services companies offer this rule of thumb: Plan to replace 80 percent of your working income in retirement.

The “Meat ‘n Three” dish from Hoover’s which includes 1/2 BBQ Chicken, 3 BBQ Ribs and 3 Sides (Mustard Greens, Mashed Potatoes and Gravy, and Macaroni and Cheese). Courtesy photo.

By Dr. Daneen Skube
2305 East 7th Street
“Piranha” shows its teeth.