Retire Smart: Rising Number of Reverse Mortgage Borrowers Facing Foreclosure

By Mark Miller
Tribune Media Services

Reverse mortgages were created to help seniors stay in their homes by tapping the equity built up over the years. Now, a small but growing number of reverse mortgage borrowers find themselves at risk of losing their homes anyway.

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Your Other 8 Hours: Eliminating Poverty: How to Start a Business for Free

 By Robert Pagliarini, 

Tribune Media Services
 
Are you wondering how to start a business or take advantage of a great business idea when you have very little capital to get it off the ground? You may be struggling to decide which business to start because you don’t have the resources. The experts will tell you that when you are starting a business, you should try to get money from the three F’s — friends, family and fools — but there’s a much smarter (and less insulting) strategy to get money for your venture.

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A ‘Taxing’ Tax Season Tax Forms and Help at the Downtown Library

 
 
 
 
 
 
 
By Reference Librarian Anne R.
 
Wow, what a tax season already!  The Federal and Michigan forms and booklets were delayed due to late tax legislation by Congress, but they have finally arrived at the Downtown La
nsing Library. Stop in during our open hours, or call (517) 367-6346 to see if we have the specific forms you need.

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Retire Smart: SEC Takes One Small Step Toward Financial Planning Overhaul, But Issues Remain

By Mark Miller
Tribune Media Services
 
Should a financial advisor be required to put your best interests first? The answer seems obvious, but the question is being punted back and forth between lawmakers and regulators trying to re-structure oversight of financial advisory services in the wake of the 2008 financial meltdown.

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Job Seekers: CNA

Do you know anyone who is receiving unemployment benefits or has recently exhausted unemployment benefits?  If they are looking for a job as a Certified Nursing Assistant, there is FREE training.

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Your Other 8 Hours: Eliminating Poverty: Lesson From Childhood

 

By Robert Pagliarini, 
Tribune Media Services
 
Which country has 43.6 million residents in poverty, including one in five children? Bulgaria? Croatia? Thailand? Jordan? Bahamas? No. Each of these countries has a lower poverty rate. Sadly, the mystery country is the United States of America.

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Interpersonal EDGE: N-Bomb in Workplace

By Dr. Daneen Skube
Tribune Media Services

Q. I’ve been following the media storm regarding Dr. Laura Schlessinger and the African-American caller. I am an African-American executive and frequently have white colleagues ask me about race. I consider it a compliment that they consider me a credible source of information. How can I let them know they don’t need to walk on eggshells with me?

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Retire Smart: Author Describes Our Aging World, And How It Drives U.S.

By Mark Miller
Tribune Media Services

In 2005, there were 270,000 people over age 100 in the world – a figure the United Nations expects will explode to 2.3 million by 2040 due to gains in nutrition, health and healthcare. By that year, the U.S. Census Bureau expects the proportion of people over age 65 will more than double from 2008 levels, to 14 percent of the world’s population.

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VENUS PERSONAL IMAGE SALON TO OFFER FREE AND LOW-COST BEAUTY/MAKE-OVER SERVICES ON VALENTINE’S DAY, ALONG WITH APPEARANCE BY MICHIGAN ROMANCE NOVEL AUTHOR

 Venus Personal Image Salon owner, Jenny Pham, will offer hair and beauty services for men and women on Monday, February 14, 2011, on a donation only or ability to pay basis. 

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Your Other 8 Hours: A Revolutionary New Way to Learn

 
By Robert Pagliarini, 
Tribune Media Services
 
One of the best ways to make incremental progress during your other eight hours is to learn. There are all sorts of newfangled websites that can teach you a thing or two — some with nifty videos and others with PowerPoint presentations. Call me old school, but I think one of the easiest and most economical ways to learn is by reading a book.

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