Retire Smart: Keep These Tips in Mind for Retirement Planning

 

 
By Mark Miller
Tribune Media Services
 
The year closed out with a handful of retirement planning tips stacked up on my desk that I want to pass along. Here are some important odds and ends to keep in mind as you consider your moves for 2011

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Your Other 8 Hours: The Power of Positive Prejudice

By Robert Pagliarini,
Tribune Media Services

Several weeks ago at a fundraising event, I was introduced to a man in his late 40s. He had perfect hair, a GQ grin and was dressed impeccably in a custom suit. The only thing that sparkled more than his white teeth was his gold Rolex. As I was shaking his hand, I immediately assessed what kind of person he was, but, after speaking with him, my initial characterization was destroyed and so was my spirit. I realized that I had unfairly (and inaccurately) prejudged who he was.

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Retire Smart: Long-Term Care Insurance Market Shows Signs of Trouble

 By Mark Miller

Tribune Media Services
 
Harry Margolis is an elder law attorney who regularly helps clients plan for possible risk that they’ll need long-term care. He’s helped many select a long-term care insurance policy, but these days he’s ambivalent about how to counsel them.

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Retire Smart: Why Social Security Payments Will Be Flat in 2011, and What It Means for Seniors

By Mark Miller
Tribune Media Services

For the second consecutive year, seniors won’t get a Social Security cost-of-living raise in 2011. Although the news comes as no surprise, many seniors are angry. But is their anger justified?

 

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Retire Smart: Shop Around for Medicare Drug Plan This Fall

By Mark Miller

Tribune Media Services
 
Seniors can shop around for Medicare D prescription drug plans or Medicare Advantage managed care plans during an annual enrollment window that runs from November 15 to December 31. With dozens of plans available in most parts of the country, Medicare shopping can be a complex chore. 

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Retire Smart: The Medicare Prescription Drug Rebate: When, How – and Watch Out For the Scammers

By Mark Miller
Tribune Media Services

Are you a senior enraged about health care reform? If so, allow me to interrupt the ranting for a moment to alert you that, um, your check may be in the mail.

One of the new-and largely ignored-improvements in the health care reform law that benefits seniors is the closing of the notorious “doughnut hole” in Medicare prescription drug plans. But the changes will occur over a period of years, and there’s been some confusion over the first step-a $250 rebate that is being sent out to most people who fall into the hole this year.

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Retire Smart: Will Health Care Reform Unleash 50-Plus Entrepreneurs?

Could health reform unleash the inner entrepreneur in millions of older workers?

There’s plenty of evidence that baby boomers in their 50s and early 60s want more independence and flexibility in their work. Many are ready to take a risk via second careers and entrepreneurial ventures-but have been hanging on to jobs solely for health insurance benefits. They won’t qualify for Medicare until age 65, and it’s difficult to get affordable, quality coverage outside of employer group plans.

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Local Non-Profit Helps Artists Connect with Entertainment Industry Professionals

 

 

LANSING, MI — Getting into the entertainment industry is more than just making beats and knowing how to play an instrument or sing. 

According to an article in www.ehow.com there are different methods for breaking into show business and taking steps to creating a successful career.  They suggest that performers acquire knowledge. They add that before you can step off into any business, you must know the requirements of that business. Many people fail to get even the most beginning knowledge about the entertainment business before they run headlong into it.

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Retire Smart: The New Retirement Plan: Watch the Expense Side of the Equation

By Mark Miller
Tribune Media Services

How much will you need to live on in retirement? You’ll often hear the big financial services companies offer this rule of thumb: Plan to replace 80 percent of your working income in retirement.

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Interpersonal EDGE: Get Even by Doing Well

 By Dr. Daneen Skube

Tribune Media Services
 
Q. I ended up getting squeezed out of my last job by an underhanded coworker and a malicious boss. I have to admit that revenge fantasies are consuming most of my time, even though I found a better job. How do I handle wanting to get even?

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